Tanker insurance for fleets
Compare affordable programs from A rated carriers. One application, many markets, licensed in 49 states.
Tanker fleets often haul liquids or hazardous materials that carry higher federal minimums and pollution exposure. We place tanker operations with specialty markets and handle the filings your authority requires.
Coverages tanker fleets carry
- Primary auto liability
- Pollution liability
- Motor truck cargo
- Physical damage
- MCS-90 endorsement
Risks underwriters look at
- Spill and pollution liability
- Higher hazmat liability minimums
- Surge and rollover risk
Tanker insurance: benchmarks and filings
Federal liability minimums
| Freight | Minimum |
|---|---|
| General freight (10,001 lbs or more) | $750,000 |
| Oil and certain hazardous materials | $1,000,000 |
| Higher risk hazardous materials | $5,000,000 |
Source: FMCSA, 49 CFR 387.9. Most shippers ask for $1,000,000.
Filings overview
- BMC-91X
- Federal liability filing your insurer sends to the FMCSA for interstate operating authority.
- MCS-90
- Federal endorsement that guarantees payment to the public up to the required liability minimum.
- Form E / Form H
- State filings that evidence liability and cargo coverage for intrastate authority where required.
- BOC-3
- Designation of process agents in every state where you operate. Required for interstate authority.
- UCR
- Annual Unified Carrier Registration fee based on fleet size. Required for most interstate carriers.
What drives your premium
- Hazmat class of the product hauled
- Driver hazmat endorsements and tenure
- Radius of operation and the lanes you run
- Driver ages, CDL experience and MVR history
- Three to five years of loss runs
- CSA scores and inspection results
- Years under your current operating authority
Every operation is priced individually. A licensed specialist confirms your real number.
Direct answers
What liability limit does a hazmat tanker need?
Federal minimums range from $1,000,000 to $5,000,000 depending on the hazardous material class. We confirm the exact requirement for your products.
What is the MCS-90 endorsement?
The MCS-90 is a federal endorsement that guarantees payment to the public for covered liability up to the required minimum. It is required for many for hire and hazmat carriers.
Who is Prestige Trucking Insurance?
Prestige Trucking Insurance is the trade name of Prestige International Insurance Group, Inc., an independent commercial trucking insurance agency headquartered at 7200 W McNab Rd, Tamarac, FL 33321. It is licensed in 49 states, specializes in fleets of three or more trucks and can be reached at (855) 643-3881.
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