Cyber Liability for Carriers, Brokers and Dispatch
Ransomware, fraudulent load schemes and data breach response coverage for trucking operations.
Cyber Liability insurance for trucking fleets in 50 states
Covers data breaches, ransomware, business interruption, and notification costs — increasingly required by shippers and brokers.
Prestige Trucking Insurance places cyber liability coverage for motor carriers running three or more trucks and is licensed in 50 states. We compare A rated commercial trucking insurance carriers to find the coverage your operation needs at the lowest qualified rate available to you.
Why Prestige
- Built for owner-operators and fleets alike
- Compared across hundreds of A-rated carriers
- Tailored limits, deductibles, and endorsements
- Independent advice — we work for you
Who needs it
- → Owner-operators running under their own authority
- → Small to mid-size trucking fleets
- → Carriers hauling regulated commodities
FAQs
How fast can I get a quote?
Most quotes are turned around the same day. Complex risks may take 24–48 hours.
Do you compare multiple carriers?
Yes. We are independent and shop hundreds of carriers to find your lowest qualified rate.
Can I bundle this with other coverage?
Absolutely — bundling often unlocks meaningful discounts. Ask your specialist about packaging.
Freight fraud is now a cyber exposure
Double brokering schemes, spoofed carrier packets and email intercepted payment instructions move money out of trucking companies every week. The attack surface is dispatch email and your transportation management system, not a server room.
Cyber liability answers ransomware recovery, forensic investigation, notification obligations for driver and employee data, and business interruption while dispatch is down. Social engineering and funds transfer fraud usually sit in separate sublimits, so we read those numbers closely.
Shippers are starting to require it
Large shippers and brokers increasingly ask for evidence of cyber coverage in the carrier packet. A modest limit written correctly can be the difference between qualifying for a contract and being passed over.
855-643-3881Coverage parts that matter for a fleet
Ransomware and extortion
Negotiation, ransom payment where lawful, and restoration of dispatch and accounting systems.
Business interruption
Lost income while your TMS, ELD portal or billing platform is unavailable after an event.
Breach response
Forensics, legal counsel, notification and credit monitoring for driver and employee records.
Social engineering sublimit
The part that answers a fraudulent payment instruction, often far lower than the policy limit.
Which incident the policy answers
| Scenario | Standard business policy | Cyber liability |
|---|---|---|
| Ransomware locks dispatch | Not covered | Recovery and lost income covered |
| Wire sent on a spoofed invoice | Rarely covered | Covered within the social engineering sublimit |
| Driver personal data exposed | Not covered | Notification and response covered |
Questions motor carriers ask
Does cyber insurance cover double brokering fraud?
It depends on the form. Losses from fraudulent payment instructions usually fall under a social engineering or funds transfer fraud sublimit, which must be added and is often smaller than the main limit.
Do small fleets need cyber coverage?
Small fleets are targeted precisely because controls are lighter. If your dispatch runs on email and a TMS, the exposure exists regardless of fleet size.
Who needs cyber liability in trucking?
Carriers, brokers, freight forwarders and dispatch services that handle payments, driver records or shipper data. Call 855-643-3881 to review your controls and limits.
Quote Cyber Coverage
Tell us what systems run your dispatch and billing and we will size the limits.
Fleets of three or more power units across the 50 states we are licensed in.
Cyber Liability coverage across the 50 states we serve
Filing requirements, limits and endorsements change from state to state. Our specialists review your lanes, loss history, FMCSA safety rating and shipper requirements before recommending cyber liability limits, then walk you through every policy decision in plain language.
We work with regional fleets, long haul carriers, owner-operators running under their own authority and first year new authority trucking companies. When your fleet crosses state lines, we structure the program so it stays compliant in every jurisdiction you run.
As an independent agency we do not answer to one carrier. We answer to you, which means we can move your account when a carrier pushes an unjustified renewal increase.
Who needs cyber liability coverage?
Cyber Liability coverage is for commercial motor carriers whose contracts, lenders or regulators require it, and for fleets that could not absorb the loss out of pocket. A Prestige specialist reviews your operation and returns options from A rated carriers, usually the same business day. Call 855-643-3881.
Regions we serve
- Southeast: Florida, Georgia, Tennessee, North Carolina, South Carolina, Alabama
- Texas and the Gulf: Texas, Louisiana, Oklahoma, Arkansas, Mississippi
- Midwest: Illinois, Ohio, Indiana, Michigan, Missouri, Wisconsin, Minnesota
- Northeast: Pennsylvania, New Jersey, New York, Maryland, Virginia, Massachusetts
- West: California, Arizona, Nevada, Washington, Oregon, Colorado, Utah
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