Oversize, Overweight and Heavy Haul Endorsements
Lowboy, RGN, project cargo and permit loads placed with underwriters who understand heavy haul, in 50 states.
Oversize Endorsements insurance for trucking fleets in 50 states
Hauling oversize, overweight, or specialized loads requires the right endorsements. We work with carriers comfortable with heavy haul, lowboys, and project cargo.
Prestige Trucking Insurance places oversize endorsements coverage for motor carriers running three or more trucks and is licensed in 50 states. We compare A rated commercial trucking insurance carriers to find the coverage your operation needs at the lowest qualified rate available to you.
Why Prestige
- Built for owner-operators and fleets alike
- Compared across hundreds of A-rated carriers
- Tailored limits, deductibles, and endorsements
- Independent advice — we work for you
Who needs it
- → Owner-operators running under their own authority
- → Small to mid-size trucking fleets
- → Carriers hauling regulated commodities
FAQs
How fast can I get a quote?
Most quotes are turned around the same day. Complex risks may take 24–48 hours.
Do you compare multiple carriers?
Yes. We are independent and shop hundreds of carriers to find your lowest qualified rate.
Can I bundle this with other coverage?
Absolutely — bundling often unlocks meaningful discounts. Ask your specialist about packaging.
Standard forms were not written for a permit load
A machine on a lowboy can be worth more than the tractor pulling it. Standard cargo limits, standard trailer values and standard exclusions leave heavy haul carriers exposed on rigging, loading, overhead clearance and equipment left on the trailer overnight.
We build the schedule around your actual equipment and your largest commodity, then add the endorsements that respond during the moves your operation really makes.
One undervalued trailer can void the math
Scheduling an RGN at book value instead of replacement cost saves a small premium and costs a large settlement. We verify values before binding so a total loss does not turn into a coinsurance argument.
855-643-3881Endorsements heavy haul fleets ask for
Raised cargo limits
Cargo limits sized to your single most valuable load, not an industry average.
Rigging and loading
Coverage during loading, unloading and securement, where a large share of heavy haul losses happen.
Specialty trailer values
Lowboy, RGN and multi axle trailers scheduled at accurate replacement values.
Permit and escort context
Underwriting presented with your permit process and escort practice, which supports better terms.
Standard freight versus heavy haul
| Scenario | Standard dry van program | Heavy haul program |
|---|---|---|
| Typical cargo limit | $100,000 | $250,000 to $1,000,000 or scheduled per load |
| Trailer values | Commodity trailers | Specialty trailers scheduled individually |
| Loading exposure | Often narrow | Rigging and securement addressed directly |
Questions motor carriers ask
Do I need a special policy for oversize loads?
Usually you need endorsements on your existing trucking program rather than a separate policy: higher cargo limits, scheduled specialty trailers and coverage during rigging and loading.
Are permit loads excluded from cargo coverage?
Some standard forms restrict them. The fix is a market that writes heavy haul knowingly and an endorsement that names the exposure instead of leaving it to interpretation.
Who needs heavy haul endorsements?
Carriers moving construction equipment, machinery, steel, wind or energy components, and any fleet running permit loads. Call 855-643-3881 to review your schedule with a specialist.
Review My Heavy Haul Schedule
Send your equipment list and typical commodity values. We will show where the current program falls short.
Fleets of three or more power units across the 50 states we are licensed in.
Oversize Endorsements coverage across the 50 states we serve
Filing requirements, limits and endorsements change from state to state. Our specialists review your lanes, loss history, FMCSA safety rating and shipper requirements before recommending oversize endorsements limits, then walk you through every policy decision in plain language.
We work with regional fleets, long haul carriers, owner-operators running under their own authority and first year new authority trucking companies. When your fleet crosses state lines, we structure the program so it stays compliant in every jurisdiction you run.
As an independent agency we do not answer to one carrier. We answer to you, which means we can move your account when a carrier pushes an unjustified renewal increase.
Who needs oversize endorsements coverage?
Oversize Endorsements coverage is for commercial motor carriers whose contracts, lenders or regulators require it, and for fleets that could not absorb the loss out of pocket. A Prestige specialist reviews your operation and returns options from A rated carriers, usually the same business day. Call 855-643-3881.
Regions we serve
- Southeast: Florida, Georgia, Tennessee, North Carolina, South Carolina, Alabama
- Texas and the Gulf: Texas, Louisiana, Oklahoma, Arkansas, Mississippi
- Midwest: Illinois, Ohio, Indiana, Michigan, Missouri, Wisconsin, Minnesota
- Northeast: Pennsylvania, New Jersey, New York, Maryland, Virginia, Massachusetts
- West: California, Arizona, Nevada, Washington, Oregon, Colorado, Utah
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