Truckers Pollution Liability for Hazmat and Fuel Hauls
Cleanup and third party pollution exposure covered beyond what the MCS-90 actually does for you.
Pollution Liability insurance for trucking fleets in 50 states
Truckers Pollution Liability (MCS-90 and broader forms) for carriers hauling fuels, chemicals, or other regulated commodities.
Prestige Trucking Insurance places pollution liability coverage for motor carriers running three or more trucks and is licensed in 50 states. We compare A rated commercial trucking insurance carriers to find the coverage your operation needs at the lowest qualified rate available to you.
Why Prestige
- Built for owner-operators and fleets alike
- Compared across hundreds of A-rated carriers
- Tailored limits, deductibles, and endorsements
- Independent advice — we work for you
Who needs it
- → Owner-operators running under their own authority
- → Small to mid-size trucking fleets
- → Carriers hauling regulated commodities
FAQs
How fast can I get a quote?
Most quotes are turned around the same day. Complex risks may take 24–48 hours.
Do you compare multiple carriers?
Yes. We are independent and shop hundreds of carriers to find your lowest qualified rate.
Can I bundle this with other coverage?
Absolutely — bundling often unlocks meaningful discounts. Ask your specialist about packaging.
The MCS-90 is not pollution coverage for your company
The MCS-90 is a federal endorsement that guarantees payment to the public when a carrier is legally liable. If the insurer pays under it and the loss was not covered by the policy, the carrier must reimburse the insurer. Many owners learn this only after a spill.
Real protection comes from a pollution liability policy or endorsement that covers cleanup costs, upset and overturn, loading and unloading spills and third party bodily injury from a release. We structure it around the commodities on your permits.
Hazmat pricing follows documentation
Underwriters reward carriers who can show hazmat endorsements on driver files, current training, tank inspection records and a written spill response plan. Bring those to the submission and the terms improve.
855-643-3881Exposures a pollution program should answer
Cleanup and remediation
Site cleanup costs after an upset, overturn or tank rupture, which escalate quickly on roadways.
Cargo related release
Pollution originating from the commodity you are hauling, not only from your fuel tanks.
Loading and unloading
Spills at the terminal, plant or customer site where much of the exposure actually lives.
Emergency response costs
First responder billing and contractor mobilization that arrive long before the adjuster.
MCS-90 versus real pollution coverage
| Scenario | MCS-90 endorsement | Pollution liability policy |
|---|---|---|
| Who it protects | The public | The motor carrier |
| Reimbursement | Carrier repays the insurer | No reimbursement for covered claims |
| Cleanup of your own load | Generally not addressed | Addressed by the coverage form |
Questions motor carriers ask
Does the MCS-90 cover pollution cleanup?
The MCS-90 is a public protection guarantee, not first party coverage for the carrier. If the insurer pays under it for an otherwise uncovered loss, the carrier must reimburse the insurer.
What limits do hazmat carriers need?
Hazardous materials filings can require $5,000,000 in auto liability, and pollution limits are selected separately based on commodity and route exposure.
Who needs truckers pollution liability?
Carriers hauling fuel, chemicals, waste or other regulated commodities, and tank fleets of any size. Call 855-643-3881 to review your permits with a specialist.
Review My Hazmat Exposure
Send your commodity list and permits. We will show where the current program leaves cleanup uncovered.
Fleets of three or more power units across the 50 states we are licensed in.
Pollution Liability coverage across the 50 states we serve
Filing requirements, limits and endorsements change from state to state. Our specialists review your lanes, loss history, FMCSA safety rating and shipper requirements before recommending pollution liability limits, then walk you through every policy decision in plain language.
We work with regional fleets, long haul carriers, owner-operators running under their own authority and first year new authority trucking companies. When your fleet crosses state lines, we structure the program so it stays compliant in every jurisdiction you run.
As an independent agency we do not answer to one carrier. We answer to you, which means we can move your account when a carrier pushes an unjustified renewal increase.
Who needs pollution liability coverage?
Pollution Liability coverage is for commercial motor carriers whose contracts, lenders or regulators require it, and for fleets that could not absorb the loss out of pocket. A Prestige specialist reviews your operation and returns options from A rated carriers, usually the same business day. Call 855-643-3881.
Regions we serve
- Southeast: Florida, Georgia, Tennessee, North Carolina, South Carolina, Alabama
- Texas and the Gulf: Texas, Louisiana, Oklahoma, Arkansas, Mississippi
- Midwest: Illinois, Ohio, Indiana, Michigan, Missouri, Wisconsin, Minnesota
- Northeast: Pennsylvania, New Jersey, New York, Maryland, Virginia, Massachusetts
- West: California, Arizona, Nevada, Washington, Oregon, Colorado, Utah
Stop overpaying for side-gig agents.
Get direct access to 100+ A-rated carriers. Real underwriters, guaranteed locked-in rates, and zero surprise rate hikes.
- Guaranteed locked rates
- 24-Hour underwriter quotes
- Zero hidden fees
A licensed specialist, not a call center.
Get My Free Fleet Review