DOT Compliance Support That Protects Your Rates
Drug and alcohol consortium, IFTA, BOC-3, UCR and audit prep coordinated alongside your insurance program.
Compliance Services insurance for trucking fleets in 50 states
DOT compliance, drug & alcohol consortium, IFTA filings, BOC-3, UCR — we partner with compliance providers so your insurance program and your authority stay aligned.
Prestige Trucking Insurance places compliance services coverage for motor carriers running three or more trucks and is licensed in 50 states. We compare A rated commercial trucking insurance carriers to find the coverage your operation needs at the lowest qualified rate available to you.
Why Prestige
- Built for owner-operators and fleets alike
- Compared across hundreds of A-rated carriers
- Tailored limits, deductibles, and endorsements
- Independent advice — we work for you
Who needs it
- → Owner-operators running under their own authority
- → Small to mid-size trucking fleets
- → Carriers hauling regulated commodities
FAQs
How fast can I get a quote?
Most quotes are turned around the same day. Complex risks may take 24–48 hours.
Do you compare multiple carriers?
Yes. We are independent and shop hundreds of carriers to find your lowest qualified rate.
Can I bundle this with other coverage?
Absolutely — bundling often unlocks meaningful discounts. Ask your specialist about packaging.
Compliance and premium are the same conversation
Underwriters read your CSA scores before they read your application. Out of service violations, an unsatisfactory rating or a missed consortium test move your renewal price more than most owners expect.
We coordinate with compliance providers so filings, driver qualification files and testing stay current, and so your insurance file and your authority tell the same story at renewal.
Compliance is not paperwork, it is pricing
Fleets that clean up violations and document corrective action before renewal give us something to argue with. Fleets that wait until the quote arrives have nothing to trade. Start the cleanup 90 days out.
855-643-3881Compliance items we help coordinate
Consortium enrollment
Random drug and alcohol testing pools with documentation you can hand to an auditor.
BOC-3 and UCR
Process agent designation and annual UCR registration tracked so nothing lapses quietly.
IFTA and fuel tax
Quarterly filing support through vetted partners for fleets running multiple jurisdictions.
Audit readiness
Driver qualification files and hours of service records reviewed before an investigator asks.
Compliance status and how underwriters read it
| Scenario | What the record shows | Underwriting effect |
|---|---|---|
| Clean inspections, current filings | No open violations | File is marketable to more carriers |
| Elevated CSA basics | Unsafe driving or HOS flags | Fewer markets and higher pricing |
| Missed consortium testing | Documentation gap | Possible declination or conditional terms |
Questions motor carriers ask
Does Prestige handle DOT compliance directly?
We are an insurance agency. We coordinate with vetted compliance providers and keep your insurance program aligned with your filings and authority status.
Do CSA scores really affect insurance rates?
Underwriters review CSA basics, inspection history and out of service rates as part of pricing. A record with open violations narrows the markets willing to quote.
What do I need before a DOT audit?
Driver qualification files, hours of service records, maintenance records, drug and alcohol testing documentation and current filings. Call 855-643-3881 and we will walk the checklist with you.
Review My Compliance Standing
We will look at your CSA profile and filings and flag what to fix before your renewal is marketed.
Fleets of three or more power units across the 50 states we are licensed in.
Compliance Services coverage across the 50 states we serve
Filing requirements, limits and endorsements change from state to state. Our specialists review your lanes, loss history, FMCSA safety rating and shipper requirements before recommending compliance services limits, then walk you through every policy decision in plain language.
We work with regional fleets, long haul carriers, owner-operators running under their own authority and first year new authority trucking companies. When your fleet crosses state lines, we structure the program so it stays compliant in every jurisdiction you run.
As an independent agency we do not answer to one carrier. We answer to you, which means we can move your account when a carrier pushes an unjustified renewal increase.
Who needs compliance services coverage?
Compliance Services coverage is for commercial motor carriers whose contracts, lenders or regulators require it, and for fleets that could not absorb the loss out of pocket. A Prestige specialist reviews your operation and returns options from A rated carriers, usually the same business day. Call 855-643-3881.
Regions we serve
- Southeast: Florida, Georgia, Tennessee, North Carolina, South Carolina, Alabama
- Texas and the Gulf: Texas, Louisiana, Oklahoma, Arkansas, Mississippi
- Midwest: Illinois, Ohio, Indiana, Michigan, Missouri, Wisconsin, Minnesota
- Northeast: Pennsylvania, New Jersey, New York, Maryland, Virginia, Massachusetts
- West: California, Arizona, Nevada, Washington, Oregon, Colorado, Utah
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