Get a Customized Innovative Risk Insurance Services Quote Through Prestige
Fleet auto liability · Standard Underwriting · 48 states
Innovative Risk Insurance Services through Prestige Trucking Insurance
Primary commercial auto liability for motor carriers running three or more power units, with FMCSA compliant limits and shipper required endorsements.
Prestige shops Innovative Risk Insurance Services alongside the rest of the network so you see how this market prices your operation next to comparable carriers. Appointments, appetite and available limits vary by state, equipment class and loss history.
Underwriting appetite
- Fleets of 3 to 150 power units
- Dry van, flatbed, reefer and tanker operations
- Regional and long haul radius
What underwriters ask for
- → Three years of loss runs, MVRs and an IFTA mileage summary
- → CSA BASIC scores reviewed on every submission
- → Telematics or camera credits available on most fleets
Coverage lines written
Fleet auto liability
States available
Innovative Risk Insurance Services is available to us in 48 states.
Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming
Innovative Risk Insurance Services quotes: common questions
Why quote Innovative Risk Insurance Services through Prestige Trucking instead of going direct?
Prestige is an independent agency appointed with more than 100 markets. One application lets us place Innovative Risk Insurance Services side by side with comparable markets instead of showing you a single option. You get the comparison, the underwriting terms, and a licensed advisor through the policy term, renewal, and any claim.
How long does a Innovative Risk Insurance Services quote take for my fleet?
Innovative Risk Insurance Services uses standard underwriting with a manual file review. Most fleets see terms within one to three business days after we submit three year loss runs, the unit schedule, and driver MVRs.
Which coverage lines does Innovative Risk Insurance Services write?
Through Prestige, Innovative Risk Insurance Services considers Fleet auto liability. Appetite, available limits, and endorsements vary by state, equipment class, operating radius, and loss history.
Which states is Innovative Risk Insurance Services available in?
We can access Innovative Risk Insurance Services in 48 states. Prestige is licensed in 49 states, so when this market does not write in your base state we place your file with a comparable market in the network.
What do I need to get a Innovative Risk Insurance Services quote?
Your USDOT or MC number, three years of loss runs, the equipment schedule with VINs and stated values, driver MVRs, and a mileage summary. We build the submission once and send it to Innovative Risk Insurance Services and comparable markets together.
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